Annuity Basics

Fixed annuities are one of the simplest retirement tools available: you deposit money with an insurance company, and the insurer guarantees a set interest rate for a set period. No index formulas, no market swings, no surprises. But “simple” doesn’t automatically mean “right for everyone.” Here’s an honest look at the pros and cons of […]

Fixed indexed annuities are often marketed with big, attention-grabbing numbers high cap rates, impressive bonus percentages, “guaranteed” income riders. But not all fixed indexed annuities are built the same way, and understanding what’s actually behind the marketing is essential before signing anything. evaluating any fixed indexed annuity Here’s a practical checklist for evaluating any fixed

If you’ve started researching guaranteed retirement income, you’ve likely run into three similar-sounding terms: fixed annuities, fixed indexed annuities, and income annuities. They’re often mentioned together, but they work in meaningfully different ways — and choosing the wrong one for your situation can mean missing out on growth, income, or flexibility you actually needed. This

Your business is your greatest asset but it cannot be your only retirement plan. PAG Advisory Group helps South Carolina business owners build guaranteed income that does not depend on selling the business.