Retirement Income Planning in Columbia, SC
PAG Advisory Group is Columbia, South Carolina’s trusted retirement income specialist. William Garland helps local retirees and pre-retirees create guaranteed income, protect savings, and retire with confidence.
- Located in Columbia, SC
- 27+ Years Experience
- Annuity & Safe Money Specialist
- Best of South Carolina 2025
- Independent & Unbiased
Columbia, SC's Safe Money & Annuity Expert
PAG Advisory Group is based in Columbia, South Carolina — right in the community we serve. We are not a national call center or an online-only firm. We are your neighbors, and we treat your retirement with the care it deserves.
William A. Garland Jr. has been helping Columbia and South Carolina residents plan for retirement for over 27 years. He specializes exclusively in safe money strategies — fixed annuities, fixed indexed annuities, income annuities, and life insurance — that protect your principal and create income you can count on for life.
Whether you are 10 years from retirement or already retired, PAG Advisory Group will build a personalized income plan for your specific situation — no cookie-cutter solutions, no market risk.
Visit Us in Columbia, SC
- 14 Office Park Ct, Columbia, SC 29223
- (803) 832-7575
- wg@padvisorygrp.com
- padvisorygrp.com
Serving Columbia, Lexington, Irmo, Cayce, West Columbia, and all of South Carolina. In-person, phone, and video consultations available.
Retirement Income Services in Columbia, SC
Fixed Annuities
Earn a guaranteed, fixed interest rate with full principal protection. A safe, predictable alternative to CDs with higher potential yields and tax-deferred growth.
Fixed Indexed Annuities
Earn index-linked interest (S&P 500) with zero risk of loss. Grow your savings when markets rise while being fully protected when they fall.
Income Annuities
Convert a lump sum into a guaranteed monthly paycheck that lasts for the rest of your life — and your spouse’s life if desired.
Personal Pension Planning
Build your own private pension plan — funded on your schedule — that pays guaranteed lifetime income at retirement.
Life Insurance Strategies
Use permanent life insurance to create tax-free retirement income while protecting your family and building a financial legacy.
401(k) Rollover Planning
Convert your 401(k) or IRA into a guaranteed income stream at retirement. William guides you through a seamless, tax-efficient rollover.
How We Build Your Retirement Income Plan
Free Retirement Income Review
We start with a no-obligation conversation about your current savings, income sources, monthly expenses, and retirement goals — understanding your full picture before making any recommendations.
Color of Money Risk Analysis
We assess how much of your money is at risk and how much is protected, identifying gaps between your current plan and the guaranteed income you need.
Custom Income Strategy
William designs a personalized strategy — selecting the right annuity products from top-rated carriers — to maximize your guaranteed income while minimizing risk and taxes.
Ongoing Support
We remain your local Columbia, SC advisor for the life of your plan — available by phone, video, or in-person whenever you have questions or your situation changes.
Ready to Retire with Confidence in Columbia, SC?
Schedule your free retirement income review with William Garland at PAG Advisory Group — your Columbia, South Carolina retirement income specialist.
Frequently Asked Questions — Columbia, SC Retirement Planning
Where is PAG Advisory Group located in Columbia, SC?
PAG Advisory Group is located at 14 Office Park Ct, Columbia, SC 29223. William Garland serves clients in Columbia and throughout South Carolina, offering in-person, phone, and video consultations.
What retirement income services does PAG Advisory Group offer in Columbia, SC?
PAG Advisory Group offers fixed annuities, fixed indexed annuities, income annuities, personal pension planning, life insurance retirement strategies, safe money planning, and guaranteed retirement income reviews for Columbia and South Carolina residents.
How do I start retirement income planning in Columbia, SC?
Call (803) 832-7575 or visit padvisorygrp.com to schedule a free retirement income review with William Garland. He will analyze your savings, income sources, and retirement goals to build a personalized guaranteed income plan at no cost or obligation.
Does PAG Advisory Group serve areas outside Columbia, SC?
Yes. While PAG Advisory Group is based in Columbia, SC, William Garland serves clients throughout South Carolina — including Greenville, Charleston, Spartanburg, Sumter, Rock Hill, Florence, Lexington, and Fort Jackson military families.
Are annuities safe for retirees in Columbia, SC?
Fixed and fixed indexed annuities are considered safe money strategies. Your principal is protected from market losses and backed by the claims-paying ability of top-rated insurance companies. South Carolina also has state guaranty association protections for policyholders.
